PIA taught a generation of Australian investors to model before they buy. MOGL is built for the same discipline: before asking any PIA user to trust it, the engine was cross-validated against 100 real PIA client-report exports, year by year across PIA’s 40-year projections — the harness is a permanent part of the golden test suite.
The factual differences, verified against PIA’s own public pages: PIA is a one-off-licence Windows desktop program; MOGL runs in the browser on a monthly, cancel-anytime subscription, models the legislated 2027 negative-gearing and CGT changes to the day, compares individual, company, trust and SMSF ownership including exit CGT, produces share links that recompute deterministically, and grounds its AI so it can only re-run the engine. A PIA-flavoured quick start takes the numbers you already know — value, loan, rent, growth, taxable income, investment period.
General information only — not financial, tax or credit advice.